It may be challenging for business owners or employers to deal with rising health insurance costs, and if you are a business owner, you might be shopping around for better healthcare coverage options. 

Modern business owners know that when they are hiring and retaining employees they need to offer competitive compensation which typically includes offering health insurance.  But when premium costs are going up, deductibles are rising and access to affordable healthcare is going down.

Despite the fact that traditional health insurance plans offer coverage, many employees cannot afford it, much less enroll their dependents, because it is just too expensive. we’ve noticed that most patients can’t afford the high deductibles and out-of-pocket exposures that come standard with their employer-provided insurance. As a result, most care is deferred, which creates new problems of its own.   

So not only are employees unhappy with the insurance that they are provided with, but employers and business owners find themselves paying as much as 67% of the cost

Higher Quality Care With Alternative Healthcare Coverage

Creating a healthcare coverage plan rather than purchasing employer insurance can be extremely beneficial for the cost of coverage, and for the quality of coverage employees receive. 

Businesses look to engage with direct contracting with specific providers, facilities, and direct primary care. They also connect with a fully transparent pharmacy administration that has an acquisition cost pricing formula. 

When business owners move away from traditional healthcare options and towards healthcare coverage, they can work with providers who offer transparent, direct relationships and have cash-level pricing. 

Creating a medical coverage plan helps business owners purchase and pay for health coverage that will actually support the needs of their employees. 

As a result of this fundamental shift, employers are able to reduce employees’ costs for healthcare and coverage. In most cases, everyday care and medicine are at no cost to employees. When more extensive care is needed, the direct arrangements allow for very low or no out-of-pocket costs when directly contracted providers are seen. 

Direct Specialty Care Coverage With Smith Medical

Smith Medical Direct-Specialty Care removes third-party costs by proving premier patient care at affordable price points. Our state-of-the-art multispecialty facilities are operated by only the most talented of surgeons in your communities. The care provided at Smith Medical elevates the standard of typical surgical care. We take pride in our upfront, transparent, competitive pricing. 

Smith Medical prioritizes cost transparency and high quality. For this reason, we work with businesses and organizations that are looking to provide a better care model for their employees. 

We understand that providing health plans that are valued and a benefit to employees can be a game changer for a business that needs to retain and attract top talent. 

Your next high-performing employee will be attracted by affordable health coverage and care.

How Coverage Works

In contrast to traditional health insurance, Smith Medical direct pay specialty care offers you and your employees unique and individually tailored packages to suit the needs of you and your employees while keeping costs down for employers and employees. 

As a medical practice, Smith Medical is committed to transparency, ensuring that patients and employers are aware of all costs upfront. 

The fees for all services are combined in our package pricing so that everyone has a clear understanding of what the costs are from the very first introduction to Smith Medical. 

Our website’s pricing tool makes it easy to find direct prices for a variety of procedures, including orthopedic, spine, upper or lower extremities, women’s or men’s health procedures and more.

How to Partner With Smith Medical

  1. Contact us directly to learn more about enrollment. 
  2. Whether you are an individual or business owner we will answer questions, refer you to providers, and guide employers to contract with Smith Medical. 
  3. Choose a plan that delivers high-performance healthcare that will meet the needs of your team.

Getting the right surgical coverage for your team makes the difference in your business. Contact us today to learn more. 

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