At Smith Medical, we understand the financial burden that can come with facing surgery before meeting your insurance deductible. But what happens if you are facing surgery before meeting your deductible?
Smith Medical Direct Specialty Care has the solution for patients who have high deductibles, didn’t meet their deductible for the year, or are uninsured. Read about how Smith Medical can support patients who cannot meet their deductible but need to get surgical care.
What is a Deductible and How Does It Work?
The deductible is the amount you have to pay for certain healthcare services before your insurance kicks in. For instance, if you have a $3,000 deductible, you will need to pay the first $3,000 for covered services out of your pocket. Once you meet your deductible, you typically only have to pay a copayment or coinsurance for covered services.
But what happens if you don’t meet your deductible? If you do not meet the deductible in your plan, your insurance will not pay for your medical expenses—specifically those that are subject to the deductible—until this deductible is reached.
For those needing surgeries before meeting their deductible, this can result in significant financial strain. Pre-deductible surgeries can lead to unexpected and substantial expenses for patients, potentially causing financial hardship and stress.
Pre-deductible surgeries can lead to unexpected and substantial expenses for patients, potentially causing financial hardship and stress. This highlights the importance of finding an alternative to surgery without the involvement of insurance.
Smith Medical Offers a Solution For Patients: Direct Specialty Care
Smith Medical offers pricing tools based on procedure type. Our pricing information is a non-insurance-based cost; part of our goal is to provide hundreds of medical procedures at lower costs for accessibility and convenience. Direct-to-consumer surgery pricing cuts out insurance companies and allows patients to self-pay.
This approach allows patients to have more control over their healthcare decisions and costs, as they can see upfront what the procedure will cost without having to navigate through insurance coverage and negotiations. By offering transparent pricing and direct-to-consumer options, Smith Medical is helping to make healthcare more affordable and accessible for all individuals.
This model also helps to streamline the process, reducing administrative burdens and allowing for a more efficient and personalized experience for patients. Our goal is to empower patients to make informed choices about their healthcare while providing high-quality care at a lower cost.
Patients unsure of where to begin might find it frustrating to have a handful of surgical options available from a range of providers but no direction over quality or surgery pricing.
Smith Medical Direct-Pay Specialty Care is a healthcare model structured around connecting patients to the highest quality surgeons with transparent pricing and payment. Whether our patients are looking for ENT surgery, knee surgery or spine surgery, we have a range of options that are all self-pay.
When a patient needs surgery, one of the most challenging parts is navigating deductible plans, calculating out-of-pocket costs, and waiting on approvals from specific insurers who do not want to immediately choose surgery before exploring other options. When patients are looking for clear surgery pricing, they come to Smith Medical.
Hear From Our Patients: What People Are Saying About Smith
Here’s what some patients have to say about their experience with Smith Medical’s Surgery:
“This place and the people working here are truly awesome. Very attentive and great at their jobs. The kindness they show and the heart for their job really shows out. Great job Smith Medical in Littleton Colorado!”- Gerald E.
“Caring and professional staff. I felt that I was in good hands for my surgery.”- Jennifer.
“Overall experience was amazing! Highly recommend.”- Rafael D.
“The staff were absolutely wonderful! Very comforting, informative, thorough, and caring bedside manner!”- Susan L.
“Finding Smith Medical has been nothing short of a miracle.”- Stephanie Z.
Cash-pay surgery, also known as self-pay surgery, is a growing trend in the healthcare industry where patients pay for their medical procedures out of pocket, without involving insurance companies or third-party payers.
At Smith Medical Direct Surgical Care, this model allows patients to have more control over their healthcare decisions, as they can choose their surgeon, and treatment plan without restrictions imposed by insurance providers. As you can see, our patients are happy with their surgical care and have positive comments regarding surgery here at Smith. They receive clear surgery pricing and quality care.
Quality SurgeryPricing Options at Smith in Denver, Colorado
At Smith Medical, we are dedicated to premier patient care at an affordable price for everyone. Our state-of-the-art multispecialty facilities are operated by only the most talented of surgeons. The care provided at Smith Medical elevates the standard of typical surgical care.
We take pride in our competitive pricing.
It is ideal for individuals or businesses with high deductibles or those who are self-insured at a large corporation. Our facility offers unbeatable quality and pricing even if you have no insurance. The cost of a procedure is the first thing a patient will consider when recommended for surgery, which is why cost transparency is a priority among our surgeons.
Our goal at Smith Medical is focused on transparency to ensure the patient is aware of the costs upfront. All fees are combined in package pricing, so our patients have clarity regarding rates.
Surgery Options:
A multispecialty facility, our Smith Medical Ambulatory Surgery Center (ASC) is located in Littleton, Colorado, and provides a wide range of surgical procedures, including orthopedic surgery and spine surgery, ear, nose, and throat surgery, general surgery, upper and lower extremity surgery, and men’s and women’s health surgery.
All costs are right on our website for all of our patients to explore before they start the process of surgery.
Ditch The Deductible and Work With Smith Medical: The Premium Surgery Option
When it comes to medical procedures, choosing the right surgeon and facility is crucial. Smith Medical offers a premium surgery option that sets them apart from other providers. By ditching insurance for your surgery, patients can avoid unnecessary expenses, understand clear costs, and get the surgery they need.
This revolutionary approach allows individuals to receive top-tier care without financial barriers, ensuring peace of mind throughout the entire process. Smith Medical prides itself on delivering exceptional outcomes and patient satisfaction, making it a trusted choice for those seeking high-quality surgery options. Their team of experienced surgeons and staff provides personalized care, advanced technology, and a comfortable environment for all patients. When it comes to your health and well-being, trust in Smith Medical for the ultimate surgical experience.
Connect with us today!